Welcome to Prudent Value Cars!

Where you get the safest used cars and affordable prices plus the lowest rates on bad credit loans in Toronto/ GTA since 1984. We do our own same day financing. No broker or middleman fees! Get the vehicle you want and the loan you need -- all on the same day!

Budgeting for Your Next Car

Buying a car is one of the most significant purchases a person makes in his or her lifetime. If you are financing the purchase over a period of time, it is even more important that you learn about auto loans in Mississauga and which kind of loan will work best for your budget and situation.

The first thing you will have to determine is your monthly payment. How much can you afford to spend? If you are unsure, you should write down a rough budget and analyze it. Include all of the basics, including mortgage or rent, utilities, food, credit cards, and any other recurring monthly payments you have. Once you get a better idea of how much is left over each month, then you can use an online calculator to determine how much of a payment you can afford. Don’t forget about car-related expenses, like gas, maintenance, and insurance.

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Financing for People in Bankruptcies, Proposals and All Kinds of Credit.    Check Us Out!
  • Highest safety and certification standards
  • Zero down payment for qualified customers
  • New brakes and new all-season tires included
  • Free services to get best insurance rates
  • 30-day warranty on all mechanicals under normal usage
  • No broker or middle man fees
  • UCDA and CarProof History Reports
  • Same Day Financing on Approved Credit

Bad Credit Car Loan and Auto Financing Mississauga, Ontario

Auto Loans Mississauga

Prudent Value Cars doesn’t just provide automotive loans to people with bad credit histories. We go several steps further than our competition to help you repair your credit.

Prudent Value Cars serves customers from across Mississauga, the GTA and surrounding areas. We are located just two minutes away from our loan centre, Prudent Financial Services.

Our interest rates, which are 5.75% to 9.9% plus fees, are the best in the financial industry which lends to people with bad credit. The rates depend on your job, income, and debt.

Prudent car loans can also help repair your credit. If you have any questions, call us. We’d be happy to help.

The Prudent way of rebuilding credit.

Prudent reports regularly to Equifax. You receive the highest credit rating which is I1 when you pay on time.

We encourage customers to tell us about anything which will adversely affect loan payments, for example, accident, sickness, death in family, changes in employment or terminations. Prudent has a history of working with its clients when bad things happen.We lower payment schedules and rewrite loans for example.

Major reasons for bad credit problems are defaults on pay day loans and paying only the minimum on credit cards.